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Daily Health News for Monday, December 28, 2009

2009-12-28T13:18:00.001-08:00

==================================================================
Daily Health News
Monday, December 28, 2009

From MedicineNet
We Bring Doctors' Knowledge To You
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBDB60Nl5gN0GuP0c4w0Eh
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Many Women Quit Breast-Feeding Early
Though a growing percentage of American moms start their infants on
human milk, relatively few continue breast-feeding for the baby's
first six months of life, let alone an entire year.
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBDB60Nl5gN0GuP0BuqK0EO

Can we see you at the DC LZA SOA Training February 1-4, 2010?

2009-12-28T13:08:00.001-08:00

Hello loanbankto --

Hope you had a great holiday weekend - we did at ZapThink and we have much to be thankful for! Wait, are we confusing the holidays? Anyways, 2009 was great and we look forward to a great 2010.

With that being said, if you haven't had a chance to become a Licensed ZapThink Architect and join the now over ONE THOUSAND certified LZA SOA Architects then this is your chance! We still have seats available for the LZA SOA Training & Certification Boot Camp coming up in the Washington, DC area February 1-4, 2010. There are still early registration discounts in place, and if you have use-it-or-lose-it funds in your 2009 budget, now's the time to use it. We also have great group discounts. Can we see you there?

Details:
Licensed ZapThink Architect (LZA) SOA Training Boot Camp: DC
February 1-4, 2010
West Falls Church, VA
Register and info: http://www.regonline.com/lzadc0210

Regular registration price: $2495, but early registration price is just $1995. GROUP DISCOUNTS AVAILABLE FOR GROUPS OF THREE OR MORE!

Get vendor-neutral, architect-level SOA training & certification from ZapThink.

Hope to see you there!
Ronald Schmelzer
Managing Partner
ZapThink, LLC
108 Woodlawn Rd
Baltimore, MD 21210 USA
p: +1 781 207 0203
e: info@zapthink.com
w: http://www.zapthink.com

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Engineering is pushed to extremes on Motor City Motors-Don't miss it!

2009-12-28T12:11:00.001-08:00

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Healthy Eating Plans to Avoid

2009-12-28T11:21:00.000-08:00


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Daily Tip for Monday, December 28, 2009

Healthy Eating Plans to Avoid

Easy does it! Weight loss takes time and patience, and while it's tempting to join in the latest get-slim-quick fad diet, it's far better to take an educated, practical approach. "Just because a diet makes headlines or a celebrity has success with it does not make it a healthy diet," says HealthGal nutritionist Amy Hendel. Fad diet disasters may promote quick weight loss, but they will also cause even quicker weight gain—or put your health in serious jeopardy. A good rule to follow, according to Hendel, is to steer clear of any diet or eating plan that requires you to:

Shun an entire food group

Eat less than 1,200 calories

Restrict your ability to find substitutes or selections outside the framework of the diet

Fast

More on Healthy Living

5 yoga poses to ease holiday stress

Is the recession making us gain weight?

Why the color of your food matters


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Hello My New Friend

2009-12-28T11:20:00.001-08:00

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Get Yourself a cool, short @in.com Email ID now!

Félicitations!!!!

2009-12-28T11:18:00.000-08:00

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A new FileShare has been created for you. Please use this link to download the shared file(s). If clicking the link does not work, manually copy the link and paste it in your web browser.

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Greenshines ultimas noticias Hay 2 nuevos articulos publicados en "Greenshines.com"

2009-12-28T10:37:00.001-08:00

Hay nuevas actualizaciones en Greenshines para skripayura@gmail.com

Eve Wyrwal lidera a las chicas revelación del 2010 en Nuts
Megan Fox en Men's Style edición Australia
More Recent Articles
Search Greenshines.com

Hay 2 nuevos articulos publicados en "Greenshines.com"

Eve Wyrwal lidera a las chicas revelación del 2010 en Nuts

Eve Wyrwal, Jessica Simpson, Jessica Weekly, Samantha Faiers, Natalie Blair, Melissa Debling y Chloe Saxon en el último numero de Nuts.

• Email to a friend • Article Search • Related • Track comments • •

Megan Fox en Men's Style edición Australia

A mi me parece que estas fotografías apestan un poco, pero bueno, quienes pertenecemos al irracional culto por la Fox debemos postear todo lo que se aparezca de ella por ahí, es un deber cuya omisión se castiga con castración u observar esto hasta que te sangren los ojos.

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CAPODANNO @ PALAMAZZALOVO DI MONTEBELLUNA

2009-12-28T10:31:00.001-08:00

Con il patrocinio del Comune di Montebelluna.

_______________________________________

CITTA DI MONTEBELLUNA

presenta:

_______________________________________

CAPODANNO D'ITALIA 31-12-2009

9 ORE DI CONCERTI E DJ SET NON STOP!

INIZIO ORE 20.00

****************************

L'UNICO MEGA PARTY DEL VENETO

****************************

PALAMAZZALOVO. MONTEBELLUNA. TREVISO. ITALIA

Iomidiverto.com / KontroKorrente / KDW / BYPASS PROJECT

#############################################

IN ESCLUSIVA NAZIONALE IL GRANDE CONCERTO DEL GRUPPO BYBASS

sarà disponibile ad un prezzo promozionale il nuovo cd la scatola del suono

#############################################

Ingresso in prevendita 22€

comprende 3 consumazioni, buffet di benvenuto, brindisi di mezzanotte (spumante e panettone)

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IGOR S

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NICK BORSATO vs ALEX T

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IL TUO CAPODANNO IN CITTA!

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Health News for the Week of: Monday, December 21, 2009

2009-12-28T10:20:00.001-08:00

==================================================================
Weekly Health News
Week of: Monday, December 21, 2009

From MedicineNet
We Bring Doctors' Knowledge To You
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0c4w0Ea

------------------------------------------------------------------
Wednesday, December 23, 2009
------------------------------------------------------------------

Real-Life Benefit of Video Games
Regular video game users learn to process information faster and
more accurately when they're playing in virtual worlds and in
real-life situations, a new study says ...
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukE0E4

FDA: Vytorin Unlikely to Up Cancer Risk
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukH0E7

60 Million in U.S. Vaccinated Against Swine Flu
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukG0E6

Fruits, Leafy Greens Are Good for the Eyes
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukF0E5

Ingredient in Botanicals Tied to Urinary Cancer
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukP0EG

As Swine Flu Wanes, So Does Public's Fear
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukO0EF

Patient Factors Mar Accuracy of Multi-Detector CT Scans
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukN0EE

Airbags Appear Safe for Pregnant Women
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukM0ED

The 'Pill' Offers Benefits Beyond Birth Control
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukL0EC

Heart Risk Tied to Inflammatory Protein
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukK0EB

Aspirin During Pregnancy May Help Preemies
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukJ0EA

Health Highlights: Dec. 22, 2009
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BukI0E8

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Tuesday, December 22, 2009
------------------------------------------------------------------

Weight and Smoking Linked to Skin Aging
Smoking and weight are tied to sun damage and aging of skin on
the face, a new study shows ...
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiJ0E7

Gene Therapy May Stall Inherited Emphysema
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiN0EC

Cardiac Rehab: Go, Go, Go
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiM0EB

Natural Treatment for RSV Infection?
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiL0EA

Health Reform Package Continues to Advance
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Buic0EX

Many High-Risk Women Refuse Breast MRI
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Buib0EW

Amino Acid May Be Key to Strong Teeth
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Buia0EV

Health Tip: Risk Factors for Carpal Tunnel Syndrome
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiZ0EO

Health Tip: Prevent Falls While Decking the Halls
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiY0EN

Breastfeeding May Protect a Woman's Heart
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiX0EM

Facial Symmetry May Be Best Beauty Secret
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiW0EL

Depressed People Can't Hold Onto Happiness
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiV0EK

Allergens Worsen Sinusitis
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiU0EJ

Experts Say CPR by Untrained Bystander a Good Idea
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiT0EI

Texting While Driving Raises Crash Risk Sixfold
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiS0EH

Diabetes Insight Could Lead to Better Treatments
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiR0EG

Imagine Food Aromas That Prevent Overeating
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiQ0EF

Doctors Urge Parents to Lower Volume Controls on Holiday Electronics
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiP0EE

Health Highlights: Dec. 21, 2009
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0BuiO0ED

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Monday, December 21, 2009
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Autism Jumps 57% in Just 4 Years
Autism disorders increased by 57% in just four years, the CDC
today reported. By the end of 2006, one in 110 U.S. kids had an
autism disorder diagnosed by age 8: one in 70 boys and one in
315 girls, reflecting a nearly fivefold higher risk for males ...
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubc0EQ

Single H1N1 Swine Flu Shot for Kids?
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubg0EU

Teen Births Rise for Second Year
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubf0ET

Abuse of Alcohol, Pot Linked to Same Genes
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bube0ES

U.S. Births Reach Record High
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bub10Ea

Myrrh May Lower High Cholesterol
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubz0En

Health Tip: Conditions That Can Affect Foot Health
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Buby0Em

Health Tip: Decorate for the Holidays Safely
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubx0El

Santa Not the Best Role Model for Kids' Health
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubw0Ek

Be Careful What You Wish For This Holiday Season
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubv0Ej

Child Safety Belongs at Top of Holiday Decorating List
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubu0Ei

Hoping for a Happy Family Holiday? Here's How
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubt0Eh

Natural Heart Drugs May Combat Colon Cancer
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubs0Eg

Rabies Vaccine Protects Against Monkey Version of HIV
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubr0Ef

For a Lighter Hangover, Avoid Darker Drinks
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubq0Ee

Kids in Home-Based Day Care Lack Exercise
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubp0Ed

Alcoholics May Never Fully Regain Balance
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubo0Ec

More Medicinal Uses for Pomegranate
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubn0Eb

Medication Adherence Varies Between Races
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubm0Ea

Brain Imaging Sheds Light on Social Woes Related to Autism
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubl0EZ

Blacks Have Less 'Bad Fat' Than Whites
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubk0EY

Post-Surgery Infection Can Add $60,000 to Hospital Bill
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubj0EX

Scientists Spot Source of Hurdle to AIDS Vaccine
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubi0EW

Spiriva Inhaler Approved To Reduce Flares of COPD
http://newsletters.medicinenet.com/cgi-bin21/DM/y/eBC6w0Nl5gN0GuQ0Bubh0EV

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Three Easy Ways to Eat Better in the New Year

2009-12-28T10:00:00.000-08:00

Forward to a friend

Healthy lifestyle ideas... grown fresh daily
December 28, 2009


	WHAT'S NEW ON LIME

	Three Easy Ways to Eat Better in the New Year from Food - Posted By Micaelad As a new year gets underway and you begin thinking about ways that you can better your lifestyle, try to also think about how you can contribute to bettering our environment. Read on



	Got A Cold? Don't Blow It! from Health - Posted By savasthi Forget the box of tissue when you have a cold. Experts warn against blowing your nose when you're sick. Read on



	Get Fit While Taking a Break from Fitness - Posted By amandakshannon Worried that enjoying the holidays is taking a toll on your fitness routine? Relax. A break may be just what you need. Read on



	Get Healthy and Happy, For Free! from Health - Posted By amandakshannon These simple tips can get you happy and healthy in the new year. The perks? It's all free! Read on



	Glow in the Dark Pollution? from Technology - Posted By amandakshannon Whoa! Genetically engineered tadpoles are designed to glow when they encounter water pollution. Read on

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2009-12-28T09:55:00.000-08:00

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SelfGrowth.com Money and Business Newsletter -- Positive Payments, Customer Focus Training

2009-12-28T09:00:00.000-08:00


	Money and Business Newsletter
	Grow your business, improve your finances

12/28/09 issue: Debt Consolidation, Surviving Job Loss

Money and Business Newsletter for erfiojrfeioj
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-- Recommended Resource of the Day: Get Yourself Listed at the Top of Google for Free
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-- Article: How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report - By Charles J. Phelan
-- Article: Why Customer Focus Training is a Strategic Investment and NOT an Expense - By Ray Miller
-- Subscription and Contact Information

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** Recommended Resource of the Day **
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Right now, Google is still the most powerful and important website on the Internet.

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- Vance Havne

---------------------------------------------------
** Article: How to Quickly Improve Your Credit Score by Adding Positive Payment History to Your Credit Report - By Charles J. Phelan **
---------------------------------------------------

Most consumers are aware that negative items on a credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the derogatory items that were lowering the score.

To achieve excellent credit, however, it's not enough to just remove negative entries. Why? Because a lack of positive payment history is also an obstacle to having good credit. You need to demonstrate a record of on-time payments in order to raise your credit score.

In this article I will describe two simple techniques for rapidly ADDING good credit entries to your file.

THE CO-SIGNER TECHNIQUE

All that is necessary to add years of excellent credit history is the love and trust of a friend or family member who has good credit.

Credit card companies are always willing to have their best customers add extra cards for family members. By adding your name to one or more of their accounts, they will actually cause a new credit card to be issued in your name. The "catch" is that they will be the co-signer on the account, meaning that they are responsible if you miss payments.

Of course, you never want to risk the credit rating of a friend or family member, so simply have them use their own address on the application for the extra card. That way, the card will be mailed to them, and even though it has your name on it, the card will remain in their possession. They can even cut it up if they want to.

The simple beauty of this approach is that the new card will show up on your credit report, and normally it will show the opening date of the original card (not just the application date for the extra card), as well as the entire credit history of that card! It's like getting years of good credit added to your file with the stroke of a pen.

THE PASSBOOK SAVINGS LOAN TECHNIQUE

The "Passbook Savings Loan Technique" is a great way to add positive payment history to your credit file. It will also give you an excellent credit reference to use for most types of financial applications. This technique does require some cash -- at least $500 to $1,000. However, this amount will be held in a savings account as loan collateral, and the total out-of-pocket cost to complete this technique should be well under $50.

Here is the Passbook Savings Loan Technique in detail, so you can see exactly how everything works.

STEP 1 -- Locate a Small Bank that Meets Your Requirements

I recommend that you work with smaller community banks and not the major chains. The smaller banks are more likely to have the exact type of account that you will need to open, and they are more likely to work with you and be flexible. Savings & Loan institutions and Credit Unions can also be used, provided they meet the requirements. The product you want is called the "Passbook Savings Account," which is basically just a simple savings account. And the type of loan you will take out is a "Passbook Savings Loan." This is the easiest type of loan to get because it is totally secured with your own cash. Most banks are only willing to loan you 85% of the amount you have on deposit, so there is always some reserve money in the account.

Your target bank will be suitable for this method if it meets the following three requirements:

A. The bank must have a Passbook Savings Account product with NO MONTHLY FEE on balances of $500 to $1,000.

B. You must be able to borrow up to 85% of your balance on a 12-month loan schedule. This is typically called a Passbook Savings Loan.

C. CRITICAL: The bank MUST report activity on this account to the three major credit bureaus (Experian, TransUnion, and Equifax).

If the bank product does not meet these requirements, then do NOT use that bank. There are thousands of small banking institutions throughout the country, so it should be fairly easy for you to find one in your local area.

STEP 2 -- Open a Passbook Savings Account

Go to the bank you've chosen and open a Passbook Savings Account for $1,000 (or less depending on what you have to work with). Take your Passbook home and wait a week or so (because you don't want it to look like you opened the account only for the purpose of taking the loan).

STEP 3 -- Obtain a Passbook Savings Loan

Return to the bank and ask to see a loan officer. Look your best, be courteous, and explain that you wish to take out a Passbook Savings Loan for $850 (or 85% of whatever amount you've actually deposited).

When you take out your loan your savings account is frozen. However, every time you make a payment you unfreeze an amount equal to your payment, less a few dollars for interest. Be sure to ask that the loan be for at least one year, with minimum monthly payments. Do not get a simple one-year loan with no payments. This will not benefit you at all, because you are trying to establish a history of payments.

You will not be turned down for this type of loan no matter what your previous credit history and in most cases it will not even be checked. If you do have bad credit though, make sure you tell your loan officer before he or she pulls your credit history. Tell the bank representative you are trying to re-establish your credit, and that a good credit rating is very important to you now.

STEP 4 -- Make Your Payments

Assuming an interest rate cost of 6%, your monthly payments on the $850 loan will be $73.16. (Remember, this is a secured loan, so the interest rate should be fairly low.) Since you have "borrowed" $850 in cash, you will use that money to keep the payments going on the loan. Be sure to make your payments well before the due dates. Always pay EARLY, in order to be on the safe side in establishing good payment history.

STEP 5 -- Pay Off the Loan Early

After six months, pay off the loan early. At this point, you will have approximately $980 remaining from your original $1,000 deposit, part of it as cash on-hand, and some remaining in the savings account. You will have paid a whopping $20.31 in interest (assuming the rate was 6% for the secured loan). I'm sure you will agree that $20 is a small price to pay for adding six months' worth of good payment history to your credit report!

STEP 6 -- Make Sure the Loan Shows on Your Credit Report

After you have paid off the loan, obtain fresh copies of your credit reports to verify that the loan payment history is showing correctly. Since you selected a bank that reports regularly to the big three credit bureaus, everything should show up correctly. But mistakes do happen. If the loan is not reported correctly, then ask the bank directly to fix the omission, or ask the credit bureaus in writing to add the credit reference to your report.

The Passbook Savings Loan Technique is a simplified version of the more complicated "Three Bank Technique." Basically, the concept is to use the secured loan proceeds from one bank to open up another account at a second bank, and then to repeat the process for a third bank. The math is a lot more complicated, but the principle is the same, with the added benefit of having three simultaneous loans adding positive payment history to your credit report. This approach costs a little more in interest expenses, and involves a lot more work, but can really turbo-charge your positive credit history.

** To comment on this article or to read comments about this article, go here.

About the Author:

Charles J. Phelan began helping consumers become debt-free without bankruptcy in 1997. A former executive with a national debt settlement firm, he created the Debt Elimination Success Seminar™, a 5-hour audio-CD course that teaches consumers how to choose debt program options based on their financial situation. Personal coaching offered with course, instruction includes do-it-yourself debt negotiation & settlement, saving $1,000s in fees. Go here to learn more.

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** Article: Why Customer Focus Training is a Strategic Investment and NOT an Expense - By Ray Miller **
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It's time to set the record straight. Customer Focus Training is NOT an Expense. It is a strategic investment and here's the proof.

The pressures of managing your bottom line, worries about the impact of a global pandemic, rising benefits and health care costs (for some of you), and a seemingly never ending list of problems weigh heavily. While I can't help you deal with all these issues, I can show you a way to come out the other side of this current dilemma with a strong, vibrant and profitable organization.

As an expert in this subject matter I spend a lot of time looking at research studies, customer feedback, customer commentary about various companies they deal with and customer trends. From all of these data I have compiled a list of ten compelling reasons why customer focus training should be viewed as a strategic investment.

10. 80% of companies believe they deliver a superior Customer Experience; however, only 8% of their customers agree.

This represents a significant difference in perception and since it is the customers' perception that drives their buying behavior, this is pretty scary.

9. Beyond price and product quality, your customers value how they are treated. Only 12 -14% of customers leave for product reasons while 68% leave because of poor treatment by employees.

To make matters worse, believe it or not, most of your customers do not complain about poor service because they don't think it will do any good.

8. Only about 4% of unhappy customers ever complain when it comes to how they were served; 90% do not bother to complain and simply go elsewhere.

Your customers are looking for maximum value when spending their hard-earned cash, particularly in this economy. While they will likely complain about the product or price if it is not delivered as expected, when it comes to their service experience or lack thereof, they won't bother complaining.

7. Depending on the report you look at, from 85% to 95% of senior business leaders believe that the next competitive differentiator is Customer Experience.

The customer experience requires the active participation of everyone in your organization. Creating and implementing a comprehensive Customer Focus strategy will differentiate your business.

6. In this market, companies are losing at least half of their "satisfied" customers.

"Satisfy" means to provide nothing more or less than the customer expects. Customers want to deal with those who demonstrate that their business is valued. Creating a Customer-Focused Culture is a proven strategy for both short-term success and long-term growth.

5. The average value of customers is 8 to 10 times their initial purchase depending on the research we have reviewed. The cost to attract a new customer is 5 to 6 times more than your cost to save an existing customer.

Keeping your existing customers is cheaper and more profitable than getting new ones. Too many companies are continuing to focus their marketing efforts on obtaining new business, sometimes at the expense of their existing customers. Others are attempting to create loyalty but not providing their employees with the knowledge and tools they need to function in a way which actually creates customer loyalty.

4. The cost of poor service ranges between 25% to 35% of your operating expenses.

Aligning internal processes and ensuring every employee understands how he or she contributes to the customer experience will reduce the cost of poor service. Why not move the total of these expenses from your expense journal to your operating profit.

3. Low customer focus companies average a 1% Return on Sales and lose 2% market share a year. High customer focus companies historically average a 10 - 12% Return on Sales and grow, on average, 5 - 6% a year.

Customer Focus is a profit strategy.

2. A 5% increase in customer loyalty will contribute between 25% and 125% directly to your bottom line.

The potential sources of revenue are substantially greater than what it would actually cost to ensure your Organization is truly customer-focused.

1. If you wait, it will be too late!

The time to act is now. Even your best customers are looking for the greatest value for their hard earned cash. The current economic situation has resulted in even higher expectations of service and unless your employees do everything they can to exceed these expectations now, these customers will be gone by the time the economy has turned around.

Okay, so forget about the fact that:
• most top business leaders believe Customer Focus is the single greatest differentiator,

• most of the best performing companies right now rate extremely high in customer focus,

• the main reason why these company perform well is because the owners/managers/senior executive are passionate about customer focus and have enable all their employees to deliver extraordinary service from the inside out, and that

• most of your customers are demanding better service and they are willing to pay for it.

Just look at the numbers. Do a couple of simple calculations based on the research findings above to determine what your return on investment could be if you got passionate about becoming truly customer-focused.

If you want to justify the investment associated with training your staff, try completing the following:

A. What are your customers worth?
Enter the average annual amount a customer spends for your products and services:
B. What is your customer attrition rate?
Enter the number of customers you lose annually:
(if you don't know how to calculate this, give us a call)

C. Multiply A X B =

D. What is your net margin as a percentage of Gross income?

E. Multiply C X D =

F. What is your current cost of poor service?

Enter your total operating expenses:

G. Multiply X 5% (although research suggests 20 to 30%)

H. Add E + G =

I. What would it cost to train your employees?
(For third party training services this can typically range from $200 to $300 per person depending on the provider. If you don't know, contact us and we will tell you.)

J. Subtract I from H =

K. How much will now be added to your bottom line? (insert result from J)

Most people who complete this calculation end up with a surplus. In your first year if you simply break even you are still ahead of the game. The bonus is you will stem the flow of customers leaving your company instead of replacing them with new customers who cost at least 5 times more to acquire.

While training is not a panacea and it is certainly not the only thing that needs to be done to build a customer centric culture, for many it seems to be one of the biggest obstacles, in part because it is viewed as an expense.

There is an expression, "You have to speculate to accumulate". Proven customer focus training which is customized to reflect your strategic service goals and objectives is not speculative. It is a sound investment which can yield an exceptional return.

** To comment on this article or to read comments about this article, go here.

About the Author:

Ray Miller is the Author of That's Customer Focus! and The Customer Focus Companion and Managing Partner of The Training Bank

The Training Bank is a full service training and development firm which specializes in fully customizable Customer Focus and Service Excellence, training.

Visit our websites at http://www.thatscustomerfocus.com and http://www.thetrainingbank.com or call us at 416-698-8230. We will be pleased to be of service.

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Greenshines ultimas noticias "El 1 de Enero es el Último día." de "Greenshines.com"

2009-12-28T08:36:00.001-08:00

Hay nuevas actualizaciones en Greenshines para skripayura@gmail.com

El 1 de Enero es el Último día.
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"El 1 de Enero es el Último día." de "Greenshines.com"

El 1 de Enero es el Último día.

Durante los dos últimos meses hemos estado dando la oportunidad a aquellos que lo desearan de hacerse miembros VIP en Blueshines. El plazo esta llegando a su fín y antes de que nadie se quede fuera hemos decidido avisar aquí: El 1 de Enero cerramos la puerta a nuevos registros VIP durante 12 meses.

Así que si aun no eres miembro VIP en Blueshines sigue leyendo.

Blueshines es la única comunidad privada de Intercambio de Archivos para adultos en Español. Normalmente cuando te registras en una web para adultos dependes de que el webmaster suba 2 o 3 videos al día y eso es todo lo que obtienes. En Blueshines es diferente, hay toda una comunidad de gente (concretamente a día de hoy 153.000 miembros. Si, así como suena) que suben decenas de vídeos y cientos de fotografías cada día.

Todo el contenido está alojado en nuestro propio servidor, lo que quiere decir que todo esta en descarga directa y puedes bajarlo con un solo click. Olvidate de Rapidshare y demás servidores gratuitos que te ponen limites de descarga, borran el contenido etc. Eso en Blueshines NO PASA. Tenemos contenido alojado desde el año 2005 mas de 2 TB de vídeos y galerías subidas por nuestra comunidad, los miembros de Blueshines.com y lo que suben nuestro usuarios es lo que da valor a Blueshines no arriesgamos nada en servidores de mala calidad.

Blueshines es una comunidad privada. Para mantener el nivel de calidad de la web abrimos nuestras puertas para que la gente se registre solo durante unos meses al año, pasado este tiempo cerramos la puerta y no dejamos nuevas inscripciones hasta el año siguiente. De esta forma evitamos las típicas peleas, discusiones y malos rollos de los otros foros. Al no entrar usuarios nuevos todos nos conocemos y ese tipo de cosas no pasan y nos dedicamos únicamente a lo que nos gusta, intercambiar porno. Al ser una comunidad privada y totalmente cerrada al exterior también se te asegura el anonimato, lo que pasa en Blueshines queda en Blueshines.

Si quieres entrar a Blueshines a echar un vistazo ve a: http://www.blueshines.com pasa y date una vuelta.

Para registrarte como miebro VIP ve a: http://miembros.greenshines.com/signup.php

El registro a Blueshines es vitalicio. Es decir, pagas los 30€ del registro y seras miembro VIP para toda la vida. No hay pagos mensuales ni otros cargos de ningun tipo. Te registras y tu usuario VIP es para ti para siempre.

Estamos a punto de cerrar la puerta, así que si tienes decidido registrarte hazlo cuanto antes. A partir del 1 de Enero entrar será imposible y los miembros VIP de Blueshines serán la envidia de todo Internet, te lo garantizo.

Saludos y nos vemos en Blueshines.com

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Is Loneliness Contagious?

2009-12-28T07:59:00.000-08:00

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Emotional Health
December 28, 2009

Loneliness May Be Catching
You can also spread it around

Is loneliness contagious? According to a new study, lonely people not only attract other lonely folk, but also help generate loneliness in others. According to the study, published in the December issue of Journal of Personality and Social Psychology, a feeling of loneliness can spread from person to person, up to three degrees of separation.

Plus: An interesting new study claims that it's not that depressed people can't feel good, it's that they can't hold on to that positive feeling.

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Pork Loin Dinner Recipe for New Year's Dinner

2009-12-28T07:06:00.001-08:00

Sauerkraut Chat

Sauerkraut May Bring the Good Luck We Need
This New Year's Eve and for 2010!

The venerable Pennsylvania Dutch tradition of eating sauerkraut on New Year's Eve may be just what our country needs as we head into 2010.

Eating sauerkraut on New Year's is an old Pennsylvania Dutch tradition. It's said to bring good luck. The traditional meal consists of pork and sauerkraut served together, with the sauerkraut representing luck and the pig representing rooting into the New Year.

Thank you for expressing an interest in sauerkraut recipes! Please enjoy this recipe that was recently added by one of the members of our SauerkrautRecipes.com family.

Pork Loin Dinner

By Dave Yunker of Minnesota

An excellent crock pot meal that is even better as leftovers.

Ingredients

1 Pork Loin
1 Large Yellow Onion (cut into 8 wedges)
1 Large jar Frank's Polish Style Kraut (Do not drain)
Approx. 1 lb. new (red) potatoes (Quartered)
1 Pkg. dry Lipton Onion Soup mix
Approx. 3 tsp Roasted Garlic (powdered)
Approx. 3 tsp Grill Mates Pork Rub

Directions

Sprinkle pork rub and garlic on each side of pork loin
Cut pork loin in half and place in large crock pot
Layer the potatoes, onions, Kraut and onion soup mix in 3 layers on top of pork loin
The liquid from the Kraut can be added on top of the layers
Add approx. ½ jar (using Kraut jar) of water to get liquid to ¼" below top layer
Cook in crock pot on high for 2 hours, then reduce to low for 3-4 hours
If desired, mix layers with large spoon after reducing heat

See this recipe as a web page.

Happy New Year and good luck!

Links

Buy Kraut & Juice

Security.NL Weekoverzicht van 21 december 2009 t/m 27 december 2009

2009-12-28T06:46:00.001-08:00

Wordt deze nieuwsbrief niet goed weergegeven? Klik dan hier.

Nieuwsbrief

Juridische vraag: T-Mobile stuurt anonieme code mee
Ik las dit artikel dat telecomproviders zoals Vodafone en T-Mobile een anonieme code (X-Asid header) meesturen als je via hun mobiele netwerk op internet gaat met je telefoon. Dat lijkt me nogal een privacyschending, omdat website-eigenaren je dan aan de hand van die code kunnen volgen. Mag dat zomaar? ICT-jurist Arnoud Engelfriet geeft antwoord.

Heb jij een vraag voor Arnoud, stuur hem dan naar juridischevraag@security.nl

Poll van de week: Grootste dreiging voor 2010? Stem nu!

Weekoverzicht van 21 december 2009 t/m 27 december 2009

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Het zero-day beveiligingslek in Microsoft's Internet Information Services (IIS) vormt een grote dreiging voor bedrijven, waardoor de druk op de softwaregigant om het lek op 12 januari te patchen zal toenemen.
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Alleen verstevigde cockpitdeuren en alerte passagiers hebben vliegen sinds 11 september veiliger gemaakt, zegt Bruce Schneier naar aanleiding van de mislukte aanslag tijdens een vlucht van Delta Air Lines.
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Gisteren, 16:08 26C3: Hackers moeten politieker worden
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Gisteren, 15:51 "Westerse landen willen Chinese firewall"
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Gisteren, 09:27 Firefox wachtwoordsteler in kerstsfeer
Ook het afgelopen jaar kende een explosieve stijging van het aantal malware-kits, waardoor iedereen via een paar muisklikken zijn of haar eigen malware kan maken.
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Zaterdag, 12:16 Beveiligen universiteitsnetwerken is simpel (Podcast)
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Het is maar zeer de vraag of de bewaarplicht in Duitsland van kracht wordt.
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Zaterdag, 11:02 Zero-day lek in Microsoft IIS ontdekt
Een zero-day beveiligingslek in Microsoft's Internet Information Services (IIS) laat aanvallers malware op kwetsbare servers plaatsen en uitvoeren, een patch is nog altijd niet beschikbaar.
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Zaterdag, 10:36 Vista update verwijdert foto's en desktop
De laatste beveiligingsupdate voor Windows Vista van dit jaar blijkt bij sommige gebruikers foto's en bestanden op de desktop te verwijderen, zo waarschuwt de Britse beveiligingsonderzoeker Christopher Boyd, die zelf ook met het probleem te maken kreeg.
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Donderdag, 16:44 Schneier: Niet versleutelen drones juiste beslissing
Het probleem dat Irakese rebellen de videobeelden van Amerikaanse drones onderscheppen heeft niets met encryptie te maken, maar alles met sleutelbeheer en een koudeoorlogsmentaliteit, aldus beveiligingsgoeroe Bruce Schneier.
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Donderdag, 15:12 Trojaans paard kost mobiele beller 35 euro per minuut
De Russische virusbestrijder Kaspersky Lab waarschuwt voor een Trojaans paard dat mobiele telefoons infecteert en SMS'jes van 7 euro per keer verstuurd.
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Donderdag, 14:53 Gevangene veroordeeld wegens hacken gevangeniscomputer
Een voormalige Amerikaanse gevangene is veroordeeld tot een gevangenisstraf van 18 maanden, omdat hij een gevangeniscomputer hackte toen hij nog vastzat.
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Donderdag, 14:13 70.000 Britten trappen in Nigeriaanse 419 scam
Dit jaar zijn er 70.000 Engelsen in Nigeriaanse 419 scams getrapt, maar het werkelijke aantal ligt waarschijnlijk veel hoger omdat mensen uit schaamte geen aangifte doen.
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Donderdag, 12:31 Clickjacking-aanval op Facebook gebruikers
Een beveiligingsonderzoeker waarschuwt voor een nieuwe Clickjacking-aanval op Facebook gebruikers, die slachtoffers naar een kwaadaardige pagina lokt.
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Donderdag, 10:58 Symantec beste virusscanner van 2009
Over het hele jaar genomen had Symantec de beste virusscanner, zo beweert het Oostenrijkse testorgaan AV-Comparatives.
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Donderdag, 10:35 Platform veilig internet vindt privacy een probleem
Het door de overheid en bedrijfsleven gelanceerde "Platform Internetveiligheid" kan vergaande gevolgen voor internetgebruikers hebben, zo waarschuwt Bits of Freedom.
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Woensdag, 16:26 Hackertool beoordeelt effectiviteit exploits
Vandaag is versie 3.3.3 van de beruchte hackertool Metasploit verschenen, die voortaan ook de betrouwbaarheid en effectiviteit van exploits aangeeft.
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Woensdag, 14:29 SQL-injectie viert elfde verjaardag
Op eerste kerstdag is het precies 11 jaar geleden dat SQL-injectie wereldkundig werd gemaakt, maar een decennium later is het nog altijd een zeer groot probleem voor websites.
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Woensdag, 13:30 Ernstig lek in 8 miljoen Flash-bestanden ontdekt
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Woensdag, 11:24 Spamgigant krijgt 129.000 euro boete
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Woensdag, 11:01 Sjiïtische groepering achter Twitter-hack
Het "Iraanse cyberleger" dat de DNS van Twitter wist aan te passen, is zeer waarschijnlijk een Sjiïtische groepering, zo bericht CNN.
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Woensdag, 10:37 TJX-hacker krijgt 2 jaar cel en 120 miljoen euro boete
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Woensdag, 09:26 Cybercriminelen starten eigen datacentrum
Nu politiediensten en beveiligingsexperts steeds vaker dubieuze hostingproviders uit de lucht halen, proberen cybercriminelen hun eigen virtuele datacentra op te zetten.
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Dinsdag, 16:35 ISC: Formatteer alle USB-sticks voor gebruik
Thuisgebruikers die onder de kerstboom USB-sticks of andere datadragers vinden doen er verstandig aan die voor gebruik te formatteren, wat ook geldt voor bedrijven, zo waarschuwt het Internet Storm Center (ISC).
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Dinsdag, 15:52 Steeds meer eigen laptops op werkvloer
Steeds meer bedrijven staan toe dat werknemers hun eigen laptops naar het kantoor meenemen om op te werken, aldus onderzoeksbureau Gartner.
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Dinsdag, 14:25 Amerikaanse drones pas in 2014 versleuteld
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Dinsdag, 12:52 Roemeense skimmer belt in paniek politie
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Dinsdag, 12:38 HP webcam herkent alleen blanken
De webcams die HP in de nieuwste laptops gebruikt lijken niet overweg met donkere mensen te kunnen, zo blijkt uit een YouTube filmpje.
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Dinsdag, 11:51 "Virusscanner advies Microsoft helpt hackers"
Om Windows systemen beter te laten presteren adviseert Microsoft gebruikers om bepaalde mappen en bestanden niet te laten scannen door een virusscanner, maar dit kan cybercriminelen juist helpen, waarschuwt anti-virusbedrijf Trend Micro.
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Dinsdag, 11:23 Adobe zero-day aanval op grote stripsite
Aanvallers zijn erin geslaagd de nieuwste zero-day exploit voor Adobe Reader en Acrobat op een stripsite te plaatsen die aan vijftig verschillende nieuwssites content levert.
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Dinsdag, 11:00 Obama benoemt nieuwe securitychef
Na maanden van onderhandelen heeft de Amerikaanse president Barack Obama eindelijk het nieuwe hoofd cybersecurity benoemd.
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Dinsdag, 10:29 Intel patcht ernstig lek in processoren
Intel heeft een ernstig beveiligingslek in vPro processoren gepatcht, waardoor aanvallers de Intel Trusted Execution Technology (TXT) konden omzeilen en hun rechten verhogen, zo meldt rootkit-expert Joanna Rutkowska.
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Dinsdag, 09:59 Anti-forensische tool DECAF geen hoax
DECAF, een programma om Microsoft's forensische COFEE toolkit mee te omzeilen, is volgens de makers een publiciteitsstunt, maar de software is geen hoax en werkt wel degelijk.
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Maandag, 15:59 Security.nl Pencak Silat team schittert in Azië (video)
Tijdens het sterke bezette Pencak toernooi in Azië heeft het Security.nl Pencak Silat team drie medailles in de wacht weten te slepen.
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Maandag, 14:58 "Windows XP wordt malware getto in 2010"
Het marktaandeel van Windows XP zal volgend jaar razendsnel afnemen, terwijl Windows 7 enorm zal groeien, wat goed is voor de veiligheid van gebruikers, aldus de Finse virusbestrijder F-Secure.
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Maandag, 14:05 VS gaan videobeelden drones versleutelen
Het Amerikaanse leger gaat de videobeelden die drones en gevechtsvliegtuigen naar grondtroepen sturen versleutelen, nadat vorige week bekend werd dat die eenvoudig zijn op te vangen.
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Maandag, 12:52 15 virusscanners getest, Symantec weer winnaar
Drie dagen na de uitgebreide virusscanner test van het Duitse AV-Test, heeft ook het Oostenrijkse AV-Comparatives verschillende consumenten programma's op de pijnbank gelegd en weer is het Symantec dat als winnaar uit de bus komt.
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Maandag, 11:55 Geheugenkaart als read-only USB-stick
USB-sticks met een schakelaar om de datadrager tegen schrijven te beschermen zijn lastig te vinden, daarom adviseert de Belgische beveiligingsexpert Didier Stevens gebruikers om SD-kaarten te gebruiken, maar ook dit is niet zonder risico.
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Maandag, 11:46 Chinees domeinverbod raakt spammers
Het beleid van de Chinese overheid om domeinnamen voor privépersonen te verbieden heeft ook effect op spam, zo blijkt uit recente cijfers.
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Maandag, 11:14 Helpdesk voor botnetbeheerders
Ook voor botnetbeheerders met problemen zijn er helpdesks aanwezig, wat aantoont dat cybercriminaliteit steeds professioneler wordt.
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Maandag, 10:21 "Arrogante Adobe weigert Microsoft lessen te leren"
Adobe PDF bestanden hadden een veilig alternatief voor Microsoft Word documenten moeten worden, maar de werkelijkheid is dat bedrijven en thuisgebruikers die de software gebruiken een zeer eenvoudig doelwit voor hackers zijn.
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Maandag, 09:56 Conficker infecteert 3000 computers zorgverlener
Een Nieuw-Zeelandse zorgverlener is keihard getroffen door een uitbraak van de Conficker worm, waardoor het alle machines in de organisatie moest uitschakelen.
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Security.NL
Wilt u deze nieuwsbrief niet meer ontvangen? U kunt zich afmelden op http://www.security.nl/profiel The Security Council B.V. Loire 130 2491 AJ Den Haag sales@security.nl http://www.security.nl

Countdown to 2010

2009-12-28T06:12:00.001-08:00

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It's almost time to say goodbye to 2009 and hello to 2010. Whether you want to review the year, or the decade, in green or want to look forward to new beginnings, Planet Green has what you need.

Is Your New Year's Party Green (Quiz)

Green Resolutions To Make Now to Be Ready for 2010

Clean Our Air, Clean Your Lungs: Quit Smoking

Lose that Holiday Weight (and Keep it Off)

How to Go Green: New Year's

10 Green Home Improvement Resolutions You Must Make Now

Countdown to 2010

Look back last year and prepare for the next with Planet Green

Countdown to a sustainable 2010 by looking back at 2009. From controversial politicians to outrageous green activism, vote on your favorite moments of 2009. Then, get the tips and advice you need to make your resolutions for next year.

Virology: Molecular Biology and Pathogenesis, ASM Press

2009-12-28T05:59:00.000-08:00

JUST PUBLISHED

VIROLOGY: MOLECULAR BIOLOGY AND PATHOGENESIS

Author: Leonard Norkin, University of Massachusetts, Amherst

Based on the author’s experiences teaching virology for more than 35 years, Virology: Molecular Biology and Pathogenesis enables readers to develop a deep understanding of fundamental virology by emphasizing principles and discussing viruses in the context of virus families. Moreover, individual virus families are examined within the context of the Baltimore classification system, a key unifying theme that allows readers to assume basic facts about the replication strategy of a virus based on the nature of its genome.

As a single-authored text, Virology: Molecular Biology and Pathogenesis offers a high level of consistency. The flow of chapters, for example, constitutes a continuous narrative in which key principles are regularly reintroduced to show how they apply in different contexts. This emphasis on principles coupled with the text’s clear, straightforward writing style enables upper-level undergraduate and graduate students as well as professionals to grasp core principles of virology with ease.

ISBN: 978-1-55581-453-3

Hardcover, 750 pages, full-color illustrations, index.

List and ASM member price: $149.95

Link to:

Product Page

Table of Contents

Sample Chapters

Desk and Exam Copy Form

*Note to ASM Members: Be sure to log in to the eStore using your ASM member username and password to ensure that you receive member pricing.

Order from ASM Press, Web: http://estore.asm.org; Phone: 800-546-2416 (continental U.S. and Canada), 703-661-1593 (all other locations); Fax: 703-661-1501; Mail: P.O. Box 605, Herndon, VA 20172, USA

---ASM supports a variety of "opt-in" lists for special alerts and announcements. To see or change your subscription status for this mailing and for all other lists go to http://www.asm.org/index.php?option=com_content&view=article&id=90950&Itemid=244

Новое сообщение на сайте gameguru.ru

2009-12-28T04:51:00.000-08:00

Здравствуйте, .

Вам пришло новое персональное сообщение.

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Assalamualaikum

2009-12-28T04:46:00.001-08:00

Assalamualaikum

Saya adalah Nur Fatima Binti Abdullah, seorang rakyat Malaysia yang bekerja di HSBC Bank, Amerika. Saya adalah seorang Pengurus Besar di Bahagian Audit Dalaman.

Dengan rasa hormatnya, saya memohon kepada anda untuk menganggap segala isi kandung "mail" ini sebagai amat peribadi dan menghormati integritinya.

Atas siasatan terperinci yang hanya saya seorang saja individiu yang mengetahui latar belakang anda, saya dengan ini ingin memberi informasi yang saya tahu anda akan sangat berminat dan cenderung serta berupaya membantu.

Saya sedar anda pasti tertanya mengapa anda di pilih untuk segala ini. Oleh itu, saya mohon anda meneliti apa jua yang akan saya bentangkan selanjutnya agar dapat memahaminya.

Memandangkan keadaan yang sudah runcing kini, saya ingin meminta bantuan dan kerjasama anda untuk mendapatkan sejumlah wang yang yang telah berada dalam akaun 'dormant' saya sejak tahun 2002 lagi. Wang ini saya perolehi dari Amanah Wasiat , dimana 40% akan di serahkan kepada anda sebaik ianya di sahkan berada dalam akaun pilihan anda. Wang ini berjumlah US$1.5 JUTA. Baki sebanyak 60% lagi adalah milik saya. Kerjasama anda untuk mendapatkan wang warisan ini adalah kerana Pemegang akaun ini yang merupakan seorang Usahawan berbangsa Iraq telah pun meninggal dunia dan beliau tidak meninggalkan seorang waris pun. Informasi ini telah saya dapati ketika saya melakukan tugasan Audit Dalaman ketika itu.

Saya tidak di benarkan membuat sebarang tuntutan kerana posisi saya tetapi saya sememangnya boleh membuktikan kepada Bank bahwa saya dalah Pewaris sah kepada wang tersebut.

Anda hendaklah bekerjasama dan membantu saya dalam kes ini kerana jika tidak kesemua wang tersebut akan di serahkan kepada Jabatan Perbendaharaan Negara, apabila tiada tuntutan di buat dalam jangka masa yang di berikan.

Segala informasi dan langkah-langkah yang perlu di ambil akan saya beri secara terperinci apabila anda cenderung untuk membantu saya.

Kepercayaan dan keyakinan lah yang akan membuahkan hasil yang lumayan.. Walau pun jumlah yang diberikan mungkin kecil dari kaca mata anda tetapi ia adalah anugerah yang tidak ternilai dan tidak di sangka. Jika di biarkan ,wang itu akan lupus begitu saja. Keikhlasan anda dalam membantu saya dalam tuntutan ini amat saya hargai dan harapkan di mana kita sama-sama akan memperolehi keuntungan.

Jawapan anda terhadap kes saya ini hendaklah di salurkan melalui E-mail peribadi saya iaitu nurfatimabintiabdullah@yahoo.com.my Ini sangat penting dan apa jua informasi seterusnya akan saya beritahu kelak.

Jutaan terima kasih di atas masa dan perhatian anda.

Wassalam

NUR FATIMA BINTI ABDULLAH

Get Rich From Working Out

2009-12-28T04:38:00.000-08:00


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Daily Motivator Tip for Monday, December 28, 2009

Get Rich From Working Out

Bribe yourself! Write down a workout goal for the week—whether it's to hit the gym four times or to walk for half an hour every day. If you meet your goal, treat yourself to a new workout outfit. Wear it with pride.

An important part about working out is having fun. Check out my workout playlist that keeps me motivated.

Do you tweet? Follow NeverSayDiet on Twitter >>

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Need a Better Reason to Lose Weight?

2009-12-28T04:31:00.000-08:00


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Daily Motivator Tip for Monday, December 28, 2009

Need a Better Reason to Lose Weight?

Being obese makes you six times more likely to suffer H1N1 complications. Obesity is also associated with a high incidence of insulin resistance and metabolic syndrome, both of which increase your risk of having a serious infection, even with mild viruses.

Get more of my tips here >>

More on Healthy Living

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If you're ever tempted to ask yourself, "Why bother?" remember this answer: "Because I'm worth it!" Think of exercise as a full-body reward—a gift that keeps on giving. You'll trim down, tone up and feel on top of your game.


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Think Yourself Thin

2009-12-28T04:24:00.000-08:00


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A Tip-A-Day for Monday, December 28, 2009

Think Yourself Thin

"It's not about looking perfect... it's about being healthy. You can do it."
—NeverSayDiet User

Read the full tip here >>

Want to be featured in this newsletter and on NeverSayDiet.com? Share your own healthy eating and weight-loss tips here >>

Do you tweet? Follow NeverSayDiet on Twitter >>

More on Healthy Living

5 yoga poses to ease holiday stress

Is the recession making us gain weight?

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Daily Headlines

2009-12-28T04:01:00.000-08:00

Today's Top Stories

25 Brits set to bomb Western planes

Cops fear that 25 British-born Muslims are plotting to bomb Western airliners.… Read Full Story

Gosselin 'hoax'

The ransacking of Jon Gosselin's Upper West Side apartment was nothing more than a "huge, huge publicity stunt," his ex-girlfriend's lawyer told the Post yesterday.… Read Full Story

Letterman 'extorter' in plea push

The "48 Hours" producer accused of trying to blackmail David Letterman has floated an offer to plead guilty in exchange for a one-year prison term, sources told The Post.… Read Full Story

News

Business | Opinion | Politics | NY News

Raiding the Treasury

The Democrats are right. Sleazy bribes and pork pay offs didn't start with their health-care-takeover bill. They've been doling out taxpayer-funded goodies for votes all year. Harry Reid's latest… Read Full Story

Friend to the Jews

A recent papal decree moved Pope Pius XII, among others, closer to sainthood -- returning to the forefront the controversy over his role in World War II and the Holocaust.… Read Full Story

A political test for teachers

When a child doesn't finish his homework, who's at fault? The Race, Culture, Class and Gender Task Group in the University of Minnesota's teacher-education program wants every teacher blaming things… Read Full Story

Census shows the states we flee

Every year around Christmastime, the Census Bureau releases its population estimates for each state for the 12 months ending on July 1. The numbers look dry on a sheet of paper (or on an Excel… Read Full Story

Missing from the action: Our pols & party favors

* Where were Sens. Chuck Schumer and Kirsten Gillibrand when the senators from Nebraska, Connecticut and Louisiana were getting paid off ("Jelly-brand Dummies Up," Editorial, Dec. 23)?… Read Full Story

High taxes, empty state

"It does us no good to be one of the highest-taxed states in the nation. The notion that 'that's the way it is' is not acceptable. People are going to start voting with their feet; we are… Read Full Story

US News

Retailers enjoy a greener Christmas

Holiday shoppers spent a little more this season, according to data to be released today, giving merchants reason for cheer.… Read Full Story

World News

Iran police say 5 killed in clashes in Tehran

TEHRAN, Iran ? Iranian security forces fired on stone-throwing protesters in the center of the capital Sunday in one of the bloodiest confrontations in months, opposition Web sites and witnesses said… Read Full Story

Page Six

Celebrity Photos | Celebrities | PopWrap | Cartoon | Fashion

Curtis returns

Curtis Sliwa (pictured) will soon be back on morning-drivetime radio. The Guardian Angels' founder starts Jan. 11 on AM 970 The Apple. Sliwa has been a radio broadcaster for almost two decades, most… Read Full Story

Owe no

Michael Lohan doesn't like being characterized as a deadbeat dad. Although the father of Lindsay, Ali, Michael and Cody was in court last week because he's behind in child support payments, Michael… Read Full Story

Fresh arrival

Walter Noel and his family haven't been seen yet this winter in Mustique, where the Fairfield Greenwich fund king has a big estate. Noel, who lost $7 billion of his clients' money to Bernie Madoff,… Read Full Story

Babes suing Epstein feel heat

Jeffrey Epstein -- the billionaire who spent a year in prison for soliciting teenage girls for prostitution -- is playing hardball with 14 women who are suing him for alleged sexual misconduct,… Read Full Story

Ivana's no fun to fly with

Ivana Trump's meltdown on a Delta-Northwest flight from West Palm Beach, Fla., to La Guardia wasn't the first time the divorc?e ran afoul of fellow passengers. Just months before she was taken off… Read Full Story

Blogs convict wrong eatery

This is why they're called "blogs," not journalism. Last Wednesday, EmpireStateNews.net reported that Anthony Bastone, owner of Bronx Italian restaurant F & J Pine Tavern, "aka Frankie & Johnny's,"… Read Full Story

Entertainment TV \| Movies \| Music \| Fashion \| Theater
Ramsay casting for new series, 'Idol' of home cooks Gordon Ramsay is trying to cast yet another cooking show -- this one for amateur chefs who "cook well despite never having been formally trained."… Read Full Story Fans ready to see Mr. Nasty go Simon Cowell is leaving "American Idol" -- but does anyone really care?… Read Full Story 'Home' mom's tragic ending TWO years after getting a huge, custom-built house on ABC's "Extreme Makeover Home Edition," a big-hearted, single mom has died from complications following surgery.… Read Full Story 'Bachelor' shock One young woman who was looking for love with the new "Bachelor" on the famed dating series was also fooling around with a crew member from the show, according to reports.… Read Full Story Musical knocks on the Wilde side 'LA la la la la la la la," sing the characters in the open ing moments of "Ernest In Love," and your heart sinks: Is this doggerel what we're going to hear instead of Oscar Wilde's endlessly witty… Read Full Story 'Avatar' leads box office for second weekend In Hollywood's biggest-ever box-office weekend, "Avatar" held the top spot while earning only slightly less during its second week of release.… Read Full Story	TV NJ to probe store where 'Jersey Shore' kids worked New Jersey state labor officials are investigating MTV's "Jersey Shore" -- at the urging of an Italian-American lawmaker who has been trying to get the controversial show canceled.… Read Full Story
Horoscopes
If Today is Your Birthday... A Venus-Pluto union on your birthday is a wonderful omen for all things related to matters of the heart. Romance is certainly a possibility but family and other close personal relationships will also… Read Full Story Virgo Venus, planet of emotional and material values, is on good terms with Pluto, planet of passion, which means you will be on good terms with just about everyone, and one lucky person will get the full… Read Full Story Taurus You may seem to be reserved by nature but there is a go-getting side to you that will be much in evidence as the new week begins. You will find it much easier than usual to get through to important… Read Full Story Scorpio Someone who has felt the rough edge of your tongue in the past wants their revenge and may get their chance either today or tomorrow. If they do hit back at you try to resist the urge to turn it into… Read Full Story Sagittarius According to the planets someone will let you down today, but it could turn out to be a blessing in disguise as what the pair of you were planning was unlikely to be a success. If nothing else their… Read Full Story Pisces Don't do too much today. Let others take the strain. Friends and colleagues will help you out in any way they can, but only if you ask them -- they're not mind readers after all. What do you most… Read Full Story Libra It's just as well you are an old hand at juggling several commitments at once because unexpected tasks will come at you from all directions. No doubt you'll make it look easy but don't take on any… Read Full Story Leo Everyone has daydreams but you seem to be enjoying more than your fair share at the moment. That's good, because you will have serious things to think about later in the week, especially at work. Let… Read Full Story Gemini It seems you can do no wrong at the moment. Both in your personal affairs and in your working environment you are very much the center of attention. But don't just sit back and bask in the spotlight,… Read Full Story Capricorn With no-nonsense Pluto active in your birth sign today you must be careful what you say, because your words may come across as unnecessarily harsh. Thankfully, Venus will boost your more sensitive… Read Full Story Cancer Do opposites really attract? You are about to find out. Someone who is as different from you as chalk is from cheese will catch your eye and make your heart beat faster today. It could well be the… Read Full Story Aries Intense cosmic activity in the career area of your chart means you should not be waiting for others to tell you what to do, you should be out there doing it for yourself. Aries is supposed to be an… Read Full Story Aquarius You may not be looking forward to the new week but there are reasons to believe it will be a good one. Get things off to a flying start by not worrying about work or your money situation. You know it… Read Full Story

Sports

Scores | Yankees | Meets | Giants | Jets

Nemesis ref 'boxes' in Avery

Sean Avery couldn't come close to getting a fair shake from NHL referees when Stephen Walkom ran the league's officiating department the last four years.… Read Full Story

Yi's Net worrying, just playing

A prime topic of discussion around the Nets these past few days has been Yi Jianlian. Devin Harris may have rolled all the positive talk into one sentence.… Read Full Story

10 best teams of the decade

The Post is counting down the final days of 2009 with a look back at some of the decade?s jewels and fools. Today, we continue with the best local pro teams:… Read Full Story

'Boys win, kill Giants' playoff hope

LANDOVER, Md. _ Fitting that the Giants' playoff fate would be determined in FedEx Field, after they mailed in their effort yesterday against Carolina. But their postseason dreams died here, killed… Read Full Story

Week in NY Sports

… Read Full Story

Green Bay clinches wild card

The Packers are going back to the playoffs, forcing four interceptions by Matt Hasselbeck to beat the Seahawks 48-10 yesterday in Green Bay -- then getting a big boost from the Panthers.… Read Full Story

Jets

Smith's KO return makes Jets history

INDIANAPOLIS -- Brad Smith gave the Jets hope yesterday. In the process, he also made Jets history.… Read Full Story

Knicks

Showcasing Gallo will help Knicks

Knicks fans have been doing hard time waiting for July 2010. So coach Mike D'Antoni recently decided to give them recreation privileges.… Read Full Story

Devils

Devs' Parise aims to end lengthy scoring drought

Only three games remain for Zach Parise to prevent December from being his month of geese-a-laying goose eggs.… Read Full Story

Giants

Panthers at Giants

Eli Manning and the Giants will try to keep their playoff hopes alive with a win over the Panthers today. Big Blue will also be looking for help with a loss from either the Packers or Cowboys.… Read Full Story

Islanders

Flyer hex brings Islanders down

The Islanders played a team last night they haven't beaten in nearly two years and had a goalie in net who hasn't won in over a month.… Read Full Story

Nets

Yi's Net worrying, just playing

A prime topic of discussion around the Nets these past few days has been Yi Jianlian. Devin Harris may have rolled all the positive talk into one sentence.… Read Full Story

Rangers

Slats' smurfs gotta muscle up

When was it exactly that the people making the personnel decisions for the Rangers came to the conclusion that size and strength are not necessary attributes for a team to thrive over the course of… Read Full Story

Traders - Save up to $4900 - and get the floor traders edge on your pc now

2009-12-28T02:32:00.001-08:00

Dear Trader

Get the Floor Traders Edge by Attending our Online "See it Hear it Live" Trading Workshop - For a Full (2) Two Months and Save over $4,900.00

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There is no better way to learn than seeing how it's done in the real world. If you feel there is something missing from your trading, even if you have a strong understanding of the Markets, you may just need to see how professionals put it all together.

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Proprietarii de terenuri îşi vor plânge de milă şi în 2010

2009-12-28T02:31:00.001-08:00

Daca nu vizualizati corect imaginile de mai jos, va rugam sa dati click aici!

	Luni, 28 Decembrie 2009

Proprietarii de terenuri îşi vor plânge de milă şi în 2010

Piaţa terenurilor rămâne şi anul viitor la mâna investitorilor străini, care încă de la mijlocul lui 2008 au început să ocolească România. De la un volum de 680 mil. euro cumulat din tranzacţiile cu terenuri din Bucureşti în 2007, anul acesta nu s-a ...

Citeste tot articolul »

Criza globala

Krugman: "2010, încă un an de recesiune pentru America"

Economistul american Paul Krugman consideră că America va cunoaşte recesiunea economică şi în 2010, întrucât, spune el, "nu văd de unde ar putea veni creşterea Produsului Intern Brut".
Citeste tot articolul »

Alte stiri din Criza globala

	Economia românească începe noul an cu stângul
	Cea de-a doua mare economie a lumii va fi China
	Trichet atrage atenţia asupra deficitelor din zona euro

Business

Povestea insolvenţei celui mai mare magazin de pantofi din România

Leonardo, cel mai mare retailer de încălţăminte şi marochinărie de pe piaţa locală, încearcă din răsputeri să scape de faliment.
Citeste tot articolul »

Alte stiri din Business

	Economia primeşte un cadou de 4 miliarde euro
	Companiile nu mai dau bani pentru pregătirea angajaţilor

Banii tai

Asiguri casa pe trei ani, plăteşti cu 11% mai puţin

Achiziţia unei poliţe pentru locuinţă valabile timp de trei ani e însoţită de reduceri, dar destul de modeste. Cauza: clienţii pot suspenda contractul de asigurare după încheierea primului an.
Citeste tot articolul »

Alte stiri din Banii tai

	Se scumpesc carburanţii!
	Se reintroduce taxa auto pentru maşinile noi. Aveţi 60 de zile să le înmatriculaţi!

Lifestyle

Cele mai importante jocuri video din ultimii 10 ani

Cele mai infuente jocuri video din ultima decadă nu sunt doar cele produse de echipe de sute de oameni cu bugete de milioane de dolari. Bejeweled, The Sims sau Brain Age sunt jocuri low budget care au schimbat industria tocmai prin simplitatea lor. Japonezii de la Nintendo Wii sunt cei care ...
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Alte stiri din Lifestyle

Cum au strâns jumătate de milion de euro soţiile şefilor de multinaţionale

Auto

Unde a fost criza auto din Franţa?

Deşi tot anul s-au plâns că industria auto suferă din cauza crizei economice, francezii vin pe final de an cu o informaţie care răstoarnă situaţia. După ce au tras linie la sfârşitul anului, aceştia au constatat că anul 2009 a fost cel mai bun an în materie de ...
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Alte stiri din Auto

Angajaţii Mercedes, supăraţi pe salariul uriaş al lui Schumacher

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Ringier Romania SRL, înregistrat ca operator la Autoritatea Natională de Supraveghere a Prelucrării Datelor cu Caracter Personal pentru folosirea datelor pe teritoriul României, se obligă să respecte drepturile tuturor persoanelor care se înscriu la newsletter prin trimiterea adreselor de email, în conformitate cu prevederile Legii 677/2001 cu privire la

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Theme Park Review Premium Membership Questionnaire

2009-12-28T02:26:00.001-08:00

Dear Theme Park Review members,.

We have posted a very important Questionnaire that we need your help
with! Please click on this link (or paste it into your browser):

http://www.themeparkreview.com/forum/viewtopic.php?t=53656

Read through the post, answer the poll question and give us your
feedback.

In a nutshell, the next evolution of Theme Park Review would be an
upgraded membership option which would allow our members into park
sponsored events, get you some great discounts at parks, and offer
even MORE TPR features to all of you.

So please read through that article and respond. We need everyones
input on this!

Thank you for your time and we hope you're having a GREAT holiday
season!

--Robb Alvey

www.themeparkreview.com

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Astrology.com: Keep Your Balance!

2009-12-28T02:14:00.000-08:00

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Keep Your Balance!
Plan Ahead!

We end this year and begin the next one with a powerful and emotional lunar eclipse in Cancer on December 31. But just prior to this big celestial event, on December 28, the relationship planet Venus squares Saturn when you may be questioning the validity of some of your important relationships. Mercury's conjunction with the north node on the same day reminds you to initiate conversations that will help you make practical decisions.

Out with the old and in with the new! Get an overview of what the New Year has in store for you with our free 2010 Numerology Forecast! How does your romantic future shape up? Discover your sensual strengths and find the best times to pursue romance with our detailed 2010: Year of the Tiger Love Forecast! And be sure to learn how you can put yourself in the right place at the right time to attain success with our exclusive free 2010 Jobs & Money Forecast.

Maximize This Week's Energy

Thinking of taking up yoga in 2010? Find out how your Sun sign can help dictate which type to try with our feature What Yoga Style Is Best for You?

With the upcoming lunar eclipse on December 31, this is the perfect time to learn all about the Moon by visiting The Moon: Ruler of the Emotions.

Finally, get some terrific ideas for brightening up your abode in the new year with Home Decorating Ideas by Sign!

Coming next week: Reconsider Your Plans!

Visit Holiday Headquarters
Your one-stop shop for advice on food, gifts, fashion and everything else this holiday season.

Many Medicare Plans Are Dropping Benefits for 2010
Do you know the options? Click here for 2010 plans.

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Магазин на Саксаганского, цена снижена!

2009-12-28T01:57:00.001-08:00

Продажа магазина

Шевченковский р-н ул. Саксаганского (площадь Победы).

Внимание, до 20.12 действует кризисное предложение: 1350000 у.е.!!!

Фасадное помещение с витринами

Общая площадь 262 кв.м. Помещение занимает 1 этаж и антресоль 5 этажного кирпичного здания.

Активный пешеходный и транспортный трафик. Близость с БЦ «Европа Плаза», ТЦ «Украина», жд вокзалом, Цирком.

Помещение имеет вход со стороны главного фасада. Междуэтажные перекрытия - монолитные железобетонные.

Высота помещения 3, 5 м. Возможно с арендаторами! Инвестиция!

Фото на сайте

1650000у.е. Платим комиссию!

80674330860 Евгений Александрович

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Get my home study CCI DVD set and join me - Woodie live online for a two day - Trade Along

2009-12-28T01:42:00.000-08:00

Welcome to the Woodies CCI Club LLC - Newsletter - you are receiving this email because you have registered your email on one of our forums and/or as an attendee of one of our events.

If you do not want to receive further news please "unsubscribe" below.


Woodies CCI Club LLC
Home Study CCI DVD Set with Bonus 2 Day Live Online Trade Along
Ken Wood [Woodie]	Home Study CCI DVD Set Price $929.50 Special Offer - Limited Time FREE Bonus Free with Your Paid Home Study DVD Set Woodies 2 Day Live Online Trade Along Instructors: Ken Wood aka Woodie and Special Guests Start Date: Wednesday, January 27th End Date: Thursday, January 28th Time: 9:30AM to 3:30PM Eastern Time
	Register Now and Get My Home Study CCI DVD SET with Special Bonus 2 Day Live Online Trade Along
	Limited Time Special Offer - Get My Home Study CCI DVD set and join me Ken Wood aka Woodie of Woodies CCI Club LLC for a FREE 2 Day Online LIVE TRADE ALONG, as I teach you live the CCI traders edge through specific tools and techniques that you can put to use in your screen trading no matter what your time frame.
	THIS 6 DVD SET COMES COMPLETE WITH OVER 6 HOURS OF WOODIE EXPLAINING THE CCI, HIS 8 CCI TRADE SETUPS AND THE PSYCHOLOGY BEHIND THEM.
	HOME STUDY CCI DVD HIGHLIGHTS - 100% AUTHENTIC, GENUINE and STRAIGHT FROM WOODIE HIMSELF - PROFESSIONALLY PRODUCED, FILMED and EDITED IN HD - WOODIES CCI AND HIS 8 PATTERNS TAUGHT IN DETAIL WITH PROFESSIONAL SLIDES AND 41 REPLAYS ALL NARRATED BY WOODIE HIMSELF - THE CCI TRADES REVIEWED ARE: GHOST, ZLR, FAMIR, TONY TRADE, HTLB, TRENDLINE BREAK, GB100 and THE VEGAS TRADE. - FREE UPDATES, JUST PAY A SMALL SHIPPING and HANDLING CHARGE. DVD'S ARE FOR VIEWING AND REPLAY ON A STANDARD DVD PLAYER OR COMPUTER.
	FREE Bonus Highlights: 2 Day Online LIVE TRADE ALONG 2 Days SEE IT and Learn It LIVE - Real-Time Charts and Audio The Psychology of Trading the CCI Woodies Top Entry Setups in detail with nuances "Buying the Dip and Selling the Pullback" Woodies Trade Exits and Why? What Type of Trader are You? Live Q and A And more
	Limited Time Special Offer - Get My Home Study CCI DVD set and join me Ken Wood aka Woodie of Woodies CCI Club LLC for a FREE 2 Day online LIVE TRADE ALONG, as I teach you live the CCI traders edge through specific tools and techniques that you can put to use in your screen trading no matter what your time frame.
Register Now and Get My Home Study CCI DVD SET with Special Bonus 2 Day Live Online Trade Along

About the Course Instructor: Ken Wood aka Woodie founded Woodies CCI Club LLC for the purpose of furthering the education of all traders, premised upon the slogan "Traders helping traders".
ALL SALES ARE FINAL. THERE ARE NO REFUNDS.
All Programming is presented in an educational format only
Questions? - Don't hesitate to call 1-866-747-2322 or 1-914-747-2322 ask for Bullrun_Bearrun or via Skype (marketvu)

Important Disclaimer:

Upon viewing, downloading, participation, attending, registration and/or purchase/attendance in/of any of Woodies Educational Products, Chat Rooms, Webinars, Videos or Services including put not limited to Trade-Alongs and DVDs, I hereby waive all claims against Woodies CCI Club LLC, spokespersons, sponsors, organizers, benefactors including the Financial Broadcasting Network or anyone else associated in any way with any of Woodie’s CCI Club LLC Seminars, Educational Products, Webinars, Events, Chat Rooms, DVDs or Trade-Along Online or other for any loss in trading or personal expense I incur related to but not limited to these materials/webinars/chat rooms/seminars and events.

I am aware that these materials/webinars/chat rooms/seminars and events are provided/conducted for educational purposes only..
I also understand that there is a possibility that due to extenuating circumstances that the free bonus online trade alone may be canceled outright or rescheduled at any time for any reason and that ken Wood (aka woodie) may not be present at these events. ALL SALES ARE FINAL. THERE ARE NO REFUNDS

IMPORTANT:

The risk of loss in trading futures, options, cash currencies and other leveraged transaction products can be substantial. Therefore only "risk capital" should be used. Futures, options, cash currencies and other leveraged transaction products are not suitable investments for everyone. The valuation of futures, options, cash currencies and other leveraged transaction products may fluctuate and as a result clients may lose more than the amount originally invested and may also have to pay more later. Consider your financial condition before deciding to invest or trade.

CFTC RULE 4.41 Hypothetical or simulated performance results have certain inherent limitations unlike actual performance record: simulated results do no not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or overcompensated of the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No presentation is being made that any account will or is likely to achieve profits or losses similar to those predicted or shown.

This message was sent from Woodies CCI Club LLC: Newsletter - Dont Miss Out - Reserve your spot Now to skripayura@gmail.com. It was sent from: Woodiescciclub, Po Box 96,, Reading, Berkshire RG7 4EH, United Kingdom. You can modify/update your subscription via the link below.

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Gain an Inch on Your Chest in One Day

2009-12-28T00:30:00.000-08:00

If you are having trouble viewing this e-mail, please click here to view it online.

MUSCLEMAG INTERNATIONAL FEBRUARY 2010

ON SALE DECEMBER 29, 2009

Out of the Ordinary

This month we’ve got an extraordinary chest workout for you. The most brutal pec-building program MMI has ever designed with a bodybuilder and an exercise scientist contains 13 exercises and 96 sets over the course of seven hours and three meals – but, the numbers you’ll want to know about most are adding one inch in one day. Your chest will swell like never before, and it’ll be sore like never before.

Also inside this issue: If you learned a tip or two in last month’s review of biceps blunders, we have six more common goofs specific to shoulder training and how to correct them. We’ve got heavy-duty workouts with Bill Wilmore training back and Rob Burneika training arms.

For the all-important bodybuilding nutrition, we have compiled the A-Z guide on supplements with the latest word on every important bodybuilding supplement that’s based on research and real-world experience. Plus, a guide to beef – which cuts really are the leanest and will build big muscle without adding heaps of dietary fat.

Happy training,

Johnny Fitness

• GAIN AN INCH ON YOUR CHEST IN ONE DAY
It takes a Herculean effort to tackle your most productive pec-training session ever, but the result – adding a full inch to your chest in just one workout – is seriously worth the sweat.
>> Read more

• BEEF RULES
This meaty bodybuilding source of protein can be an even greater boost to your gains when you know these seven rules for choosing, preparing and consuming it.
>> Read more

• 9 TRAINING TRAPS TO AVOID
Everybody makes mistakes, even advanced bodybuilders. Here are the 9 most critical errors that can derail your muscle building.
>> Read more

All this and much more is in the next issue of MuscleMag on sale December 29, 2009. Don’t miss it!

• THE PEN AND PAPER APPROACH TO PACKING ON MUSCLE
For many of you bodybuilding is a religion, yet you choose to break two of the most sacred commandments: thou shall not steal another man’s workout; thou shall not covet false idols.
>> Read more

• REVIEW: LIVE YOUNG FOREVER
Great books and DVDs to help with your bodybuilding progress.
>> Click here for this month’s review

• MUSCLE MEAL: CHICKEN FICASSEE
Healthy recipes to stay on top of your diet and gain muscle. Try one today and get cooking!
>> Click here for this month’s recipe

"Everybody’s dream is to be Mr. Olympia someday. I’d love to be that one day."
- Ed Nunn

If you are starting out, looking for advice with no one to ask, where do you turn? Where can you go to talk about anything at all with like-minded people who share your bodybuilding interests? The MuscleMag International forum, that’s where! With hundreds of members, tons of training advice, news, gossip and up-to-the-minute info, what else do you need? Registration is fast and free and in no time you’ll be a member of the greatest bodybuilding family on the web!

Click here to join now!

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Reminder to support The Icarus Project this year

2009-12-27T23:59:00.000-08:00

Late December 2009

Dear supporters and fellow conspirators:

As the days get longer and we approach a new calendar year, The Icarus Project still needs your help to keep our lights blazing. Following up on our earlier appeal, we'd like to remind you to lend your financial support if you can. (Last chance for a 2009 tax deduction!)

If you are able to give a financial gift to The Icarus Project, design a one-time or monthly donation package for yourself by clicking here:

http://www.tinyurl.com/donate2icarus

We know many people are not able to donate. However, we also know that the creative minds in this community are unrivaled and we're asking you to put them to work! Have a house party, a reading/performance, a craft sale, a lemonade stand. Get your friends and family to pledge donations for every time you [blank] in a you-a-thon! By pooling the resources in all of our overlapping and amazing communities, we are able to make much larger impact than any one of us ever could alone.

If you would like an easy way to email friends and family to ask them to support The Icarus Project (perhaps a late holiday gift?), please click here.

Support radical mental health and grassroots organizing! The Icarus Project partners with FJC as our fiscal sponsor, and all donations are fully tax-deductible in the United States.

If you have any questions or concerns, or if you want support in your brilliant idea for financially supporting Icarus, please email us at info@theicarusproject.net.

Thanks again for all you do to make this community fantastic,

The Icarus Coordinator Collective

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Daily Health News for Monday, December 28, 2009

Can we see you at the DC LZA SOA Training February 1-4, 2010?

Engineering is pushed to extremes on Motor City Motors-Don't miss it!

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Hello My New Friend

Félicitations!!!!

Greenshines ultimas noticias Hay 2 nuevos articulos publicados en "Greenshines.com"

Hay 2 nuevos articulos publicados en "Greenshines.com"

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Health News for the Week of: Monday, December 21, 2009

Three Easy Ways to Eat Better in the New Year

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Countdown to 2010

Virology: Molecular Biology and Pathogenesis, ASM Press

JUST PUBLISHED

VIROLOGY: MOLECULAR BIOLOGY AND PATHOGENESIS

Новое сообщение на сайте gameguru.ru

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This New Year's Eve and for 2010!